It is okay to withdraw credit card money as soon as it is paid in, but the impact will be different depending on the situation. If the card is used for real consumption, there will generally be no problem. But if you use the POS machine to swipe it by yourself, then you have to consider operational issues. If the operation is not good, it may result in derating or even freezing the card. :
Credit card repayment methods
1. In-bank repayment
The repayment methods mainly include: card issuing bank counter, ATM, online banking, automatic transfer, Telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
2. Mobile phone repayment
Mobile phone is a personal payment terminal of mobile financial system. It can be used to repay money directly by swiping the card, and can also be used for transfer and other services, with instant payment.
3. Online repayment
The more common online repayment methods in China include: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay, Yipay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.
4. Inter-bank transfer
Inter-bank transfer/remittance repayment is mainly divided into two methods: inter-bank in the same city and inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.
5. Counter pass
Counter pass refers to the bank cards issued by various networked financial institutions, which can be used to make RMB transactions through the counters of other bank branches registered in the UnionPay exchange center host system. Current deposit and withdrawal transactions.
Reference material: Baidu Encyclopedia_Credit Card Repayment