Available credit line refers to the credit line of your credit card that has not been used. The calculation method is as follows: credit line-outstanding posted amount-accumulated amount used but not posted = available amount.
Temporary quota:
When your fixed quota can't meet the consumption demand, you can apply to our bank for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the deadline. After the temporary limit expires, the used temporary limit (beyond the fixed limit) does not enjoy the convenience of circulating credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.
Application way:
I recommend you to use "China Merchants Bank Credit Card Official WeChat" to apply for temporary credit line anytime and anywhere! Wechat scans the QR code above and applies immediately.
you can also log in to the credit card online banking and click "account management" → "account limit management "→" temporary limit adjustment ".
More channels:
Log in to Pocket Life and apply for increasing the temporary quota immediately.
You can also apply by telephone voice. After dialing the credit card service hotline to verify your identity, press 2 to enter "Line Inquiry and Adjustment", and then press 3 to enter "Line Adjustment Application".
fixed limit:
our bank will increase the fixed limit for cardholders with good card use records from time to time. Cardholders can also apply for increasing the fixed amount by themselves, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed amount.
application way: log in to the credit card online bank and click "account management" → "account limit management "→" fixed limit adjustment ".
More channels:
Log in to Pocket Life and apply for increasing the fixed quota immediately.
You can also apply by telephone voice. After calling the credit card service hotline to verify your identity, press 2 to enter "Line Inquiry and Adjustment", and then press 3 to enter "Line Adjustment Application".
You can consult any information you want about China Merchants Bank's credit card service online through QQ or WeChat. Method 1: Search for 4825555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as friends; Method 2: Search for the number "cmb4825555" on WeChat and pay attention to China Merchants Bank Credit Card Center.