I. Cash withdrawal by credit card:

1. Credit card overdraft withdrawal:

Handling fee: Different banks have different regulations. For example, CCB credit cards charge 0.5% of the cash withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;

B interest: calculated at the daily interest rate of five ten thousandths.

2. Cash withdrawal from credit card overpayment: Some banks need to charge, while others don't.

Second, the credit card in the POS card consumption:

1. Repay in full and on time without interest;

2. Pay the minimum repayment amount on time, with a daily interest rate of 0.5 ‰;

3. If the repayment is overdue, besides the above interest, there will be a late payment fee.