; Nowadays, many people are accustomed to swiping credit cards for consumption. I don’t know if they have ever encountered such a situation. Sometimes you need to enter a password to swipe a card, and sometimes you can make transactions without entering a password. For example, credit cards can be swiped without a password, mainly because credit cards can provide password-free and visa-free services for small amounts.

Can I swipe a credit card without a password?

Credit card for small amounts without password or visa is a new type of fast payment service between UnionPay and major banks. It is also what we often call QuickPass. It can be implemented without password when the following four conditions are met. Just swipe your card for transactions.

1. Quick Pass credit card: a chip credit card with two logos of "UnionPay" and "Quick Pass" on the front of the credit card. Only this type of credit card can activate the password-free and visa-free function for small amounts. , if the credit card is a magnetic stripe card, then this is not possible.

2. QuickPass POS machine: Similar to QuickPass credit card, the POS machine must have both the UnionPay logo and the QuickPass logo. Both logos are indispensable. QuickPass POS products have built-in contactless fast payment technology. You can swipe your QuickPass credit card by bringing it close to the POS machine. If it is a non-QuickPass POS machine, you can only insert and swipe the card in the traditional way, which requires a password to make transactions.

3. Transaction amount: In order to prevent transaction risks, only small transactions of less than 1,000 yuan can be paid without a password. For transactions exceeding 1,000 yuan, even if quick payment can be made, a password must be entered. Swipe your card.

Summary: The above three points are the conditions that must be met to swipe a credit card without a password. In addition, it also depends on whether the bank has enabled a small password-free function for credit cards. However, most bank credit cards will enable the dual exemption function by default after activation, and the cardholder does not need to actively apply. However, to turn off the dual exemption function, you need to apply to the bank.