Ward customers of Bank of Communications can't apply for platinum cards because of high debt, blacklist of credit information and bad credit card records. The analysis needs to be elaborated from the following three aspects.

First of all, the reason why the ward customers of Bank of Communications can't apply for platinum cards is that the debts are too high, and the customers with too high debts can't apply.

Secondly, the reason why customers in the ward of Bank of Communications can't apply for platinum cards is the blacklist of credit information, and it is impossible for people with a blacklist of credit information to apply.

Furthermore, the reason why the ward customers of Bank of Communications can't apply for the Platinum Card is that the card use record is poor, which will lead to the inability to apply.

Matters needing attention in handling platinum card for customers in Bank of Communications ward:

1, need to maintain a good credit record.

2. Don't apply for a loan while applying for a credit card.

It is necessary to pay off the debt first.