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Do I need to use a credit card when going abroad?

No, you can use other savings cards, such as UnionPay cards.

1. Bank cards marked with the UnionPay logo can be used abroad.

2. Places where bank cards can be used abroad: First, foreign branches of Bank of China, and second, foreign ATMs and stores with the UnionPay logo.

Additional: Cash withdrawal from foreign ATMs

There are many ATMs abroad that can use UnionPay debit cards to withdraw cash. Customers are not required to deposit foreign currency in the card but are directly deducted from the customer's card. There are RMB funds in it, so please deposit enough RMB before going abroad. It should be noted that not all foreign ATM machines have the UnionPay logo posted on them, but as long as you see the CitiBank or Pulse logo on the ATM machine, you can use your UnionPay debit card to withdraw cash.