Currently there are only ordinary cards and gold cards

The current application procedures are very cumbersome, and it is not easy for individual retail investors to get approved.

If you are an individual, you must have a fixed income, a permanent employee in an enterprise or institution, or an individual industrial and commercial household (you must have a business license). If you don’t have a business license, it will not work, and you will not be considered for a loan.

To do business with our bank, you need a green card from the Postal Service, and you need to print out three months of transaction details, even if you don’t have the card.

If the above conditions are met, individual retail investors should go to Postal Bank to get proof of income or work, stamp the official seal of the unit or individual seal in Huqiu, and go to the business outlet to fill out the application form and wait for approval. .

Group visa is generally recommended. If you have colleagues who also want to apply, group visa is easier if there are more people. There is no need for a green card or proof of income. The group visa should currently be for more than 20 people, but it was only 5 people before.

There is no annual fee for postal regular cards, and they are still doing activities and giving out gifts. Specifically speaking, it is quite good.

Public cards with a limit of up to 50,000 are free of annual fees for life. The gold card limit is up to 100,000. If you swipe the gold card 6 times, the annual fee will be waived for the following year.

The card also has an interest-free repayment period of up to 50 days. Still good.

You can consider it.