It can be repaid by credit card withdrawal or cash withdrawal, but because the cost of credit card withdrawal is relatively high, it is not suitable to do so often, so as not to owe more. The following questions are about the handling fee for credit card overdraft withdrawal:

1. Handling fee: Different banks have different regulations. For example, CCB credit cards are charged at 0.5% of the cash withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;

2. Interest: calculated at the daily interest rate of five ten thousandths.