After successfully handling the credit card, you can swipe your card for consumption after activation, and you can also withdraw cash, but you need to return it on time. Many people find that the system prompts that they have not paid the bill when repaying their credit cards. What does this mean?
what do you mean the credit card has not been billed?
The unbilled credit card refers to all kinds of transactions, expenses, etc. that have not been settled by the cardholder since the day after the last billing date. For example, if the billing date of the card is the 4th, the billing date from the 5th to the 4th of the following month will be called unbilled.
the credit card can be repaid in advance without paying the bill, and there is no need to pay any handling fee for prepayment. Generally speaking, the repayment order of credit card is to return the issued bill first, and then return the outstanding bill.
Billing of credit card:
It means that the bank collects and settles all kinds of transactions and expenses in the current period of the credit card account according to the credit card billing date, calculates the total amount owed and the minimum repayment amount in the current period, and mails the statement. For example, if the card billing date is on the 4th, the billing from the 5th to the 4th of the following month will be called billed after settlement.
the amount marked with "-"in the credit card bill details represents the amount transferred to the credit card account. On the contrary, the amount without "-"in the bill details represents the amount of expenditure;
if the "-"is used in front of the bill amount of the credit card, it represents your overpayment (the amount deposited more); otherwise, if the "-"is not used, it represents your bill arrears.
after the credit card is used up, a corresponding bill will be formed, and each statement summarizes all the transactions of the credit card from the previous billing date to the current billing date, including the transaction time, amount, place, summary and other contents, which can be checked one by one according to the retained transaction evidence.