1. By constantly handling credit cards, the money from the last credit card is used to repay the debt of the last credit card in an attempt to extend the debt time. This is credit card maintenance.

2. To raise a credit card, the cardholder must first apply for two or more credit cards, then stagger the repayment dates of multiple credit cards, use the first credit card for daily consumption, use the second credit card to withdraw cash before the repayment period, and then pay off the debts of the first credit card.

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Matters needing attention in raising credit cards

1. Credit card is a non-cash transaction method for the convenience of citizens' physical consumption. For example, it is absolutely forbidden for cardholders to use their own POS machines for false consumption, which is illegal. It is also very dangerous for cardholders to give important information such as credit cards and passwords to others at will.

2. This kind of "card-raising" behavior is actually a partnership between the cardholder and the cardholder to defraud the bank, which is prohibited by law, and the cardholder did not sign a written agreement with the cardholder before delivering the "card-raising". Once there is a debt dispute, it is also very difficult to pursue it.

References:

Baidu Encyclopedia: Card Raising Family