How much is the point value of Platinum Card
It depends on the activity of the bank you handle.
For example, the credit card consumption activity launched by Guangfa Bank, with 6 points =1 yuan, can be directly consumed by merchants such as CR Vanguard, OK convenience store, KFC, Pizza Hut, Burger King, Pacific Coffee and Subway. The activities of different banks are different.
Which bank's credit card points can be used as money
Guangfa Bank.
Activity target:
CGB credit card holders (excluding those who only hold CGB aviation co-branded cards, Taobao cards, Ctrip cards, smart cards, hope cards, supplementary cards, special cards, business cards, corporate cards, transfer cards, Dongfeng Nissan car owners' cards and universal cards)
Activity content:
Customers are in designated cities.
event merchants and stores: Haagen-Dazs, Pizza Hut, KFC, Burger King, DQ, Subway, Pacific Coffee, CR Vanguard convenience store, etc.
When does the redemption of points in Guangfa Bank start every day?
There is no fixed time for the redemption of points in Guangfa Bank, and it is refreshed from time to time. Users can only refresh it several times in different time periods, and complete the redemption as soon as possible after seeing the gift on the shelves. In addition, you can also call the customer service of Guangfa Bank to ask when the latest points were redeemed, and some users with high points can also redeem them manually.
You need to know the following points redemption methods:
1. Convertible air miles
Some airline co-branded cards, platinum cards and business cards can use credit card points to redeem air miles, or directly accumulate air miles when spending by swiping their cards. Air miles can be exchanged for free air tickets, thus saving cardholders a sum of money for travel.
2. Convertible cash
In addition to mileage, credit card points can also be exchanged for red notes in hand-RMB. Because the exchange points of each bank are different, and the exchange amount of 1, points is also different, but if the friends don't want to fly around or exchange physical gifts, they can choose to exchange cash. After all, the ticket is really in their hands, and it feels so cool.
3. Convertible physical gifts
Credit card points can be exchanged for physical gifts in credit card malls of major banks, including household appliances, daily necessities, digital products and so on. Cardholders can log on to the official website of the issuing bank to find out what gifts can be redeemed and how many points they need, and finally redeem them according to their own needs and points.
4. Convertible credit card payment
Credit card points of some banks can be directly spent as money in cooperative merchants and exchanged for corresponding credit card payment. For example, the credit card consumption activity launched by Guangfa Bank, with 6 points =1 yuan, can be directly spent in CR Vanguard, OK convenience store, KFC, Pizza Hut, Burger King, Pacific Coffee, Subway and other merchants. The activities of different banks are different.
5. Redeem value-added goods
In addition to regular redemption, some card-issuing banks will also launch credit card points redemption activities, and a small amount of points can be redeemed for value-added goods of cooperative merchants. For example, China Merchants Bank credit card can exchange 799 points for Starbucks coffee; CITIC Bank launched a 9-share redemption activity, where cardholders can redeem 9 points of CITIC for spending money of Haagen-Dazs, Starbucks and Wanning 3 yuan, etc.
6. Redeem the annual fee
Some high-end credit cards charge a very high annual fee, and these annual fees cannot be exempted by the number of swipes or the amount. But some cards can be redeemed by points.
how to fully redeem the credit card points of China guangfa bank
1. (brand model: iphone13, system version: IOS15., APP version: 8..16) Install the "China guangfa bank" APP on your mobile phone.
2. click to enter "exclusive recommendation", which contains "points area". Note that new households can receive the credit card payment from Alipay or WeChat in 3 yuan, and the specific entrance needs to be discovered by friends themselves.
3. Click to enter to check the integral, the product is cool, and the integral strategy. However, Xiao Bian still thinks that "exchanging points for 3 yuan" is more reliable.
4. slide down. Full points can be exchanged for large Starbucks, and the market price is around 32 yuan; All points are exchanged for Luckin Coffee, and the market price is around 27 yuan; There are also full points for various coupons, such as Burger King and Pizza Hut, but there is a maximum redemption limit.
5. In addition, you can also use points+cash. This is also the most traditional way of Guangfa. If there is no coupon for redeeming all points in recent activities, it will be a combination of points and cash if you want to redeem in kind in the future.
6. Similarly, the highest deduction for movies is 3 yuan.
7. This is a way of exchange.
another way is to exit first, switch to the home page and click on the mall.
8. There is a "redemption of points" after entering.
9. Click to enter. For the decline, you can choose products with higher deductions, such as beauty trends, life mothers and babies, and the highest is 5%.
how to use the points of guangfa credit card?
usage 1: Guangfa points are directly used for consumption, and 6 points are directly delivered to 1 yuan in designated supermarkets, convenience stores, restaurants and cake dessert shops, and are directly cashed by swiping Guangfa points. Designated merchants generally include KFC, Pizza Hut, Starbucks, OK convenience store, Wanning, Haagen-Dazs and so on.
usage 2: guangfa points are exchanged for vouchers. on the homepage of the "discover wonderful" APP, click "meal ticket", and some merchants will show that they can exchange points for vouchers in full.
usage 3: the ordinary credit card of Guangfa Credit Card can be exchanged for China Southern Airlines mileage, and the exclusive card points can be exchanged for China Southern Airlines, Air China, asia miles mileage and China Eastern Airlines mileage.
usage 4: the value-added service of exchanging points for signing amount of Guangfa needs smart card, DIY card and China Life Co-branded card. After successful redemption, the signing amount will be recorded within two working days, and the bill amount will be directly deducted. For example, this month's bill should still be 5 yuan. After exchanging points for signing amount of 4 yuan, you only need to pay back the bill for this period to 1 yuan.
So much for the introduction of CGB Credit Card Burger King.