Compared with other banks, ICBC is indeed a special existence, not only because of its high card issuance volume, but also because the credit card centers of ICBC head office and branches around the country can issue cards independently, so sometimes some credit card lines cannot be shared. As for the specific quota sharing rules, it is mainly decided according to these points:
1. First of all, credit lines between international credit cards are not shared, and credit lines between RMB accounts and foreign currency accounts are not shared.
2. Secondly, credit cards of different brands are not shared, such as visa, master and UnionPay. , and the car loan credit card and official card are not shared;
3. Finally, the amount of RMB credit card starting with 4 and RMB credit card starting with 6 are not shared. Judging from the credit cards currently issued by ICBC, three begin with Express, four with Visa, five with MasterCard and six with Bank. Common quasi-credit cards begin with 45806, 53098, 6222 10, etc. , and the credit card is 370246-49, 427020, 530990, 62230-35.
In addition, according to ICBC's latest quota sharing, no matter how many cards the cardholder has, the quota is more or less limited to the credit card with the highest quota. For example, if you have two credit cards, one is 8000 lines and the other is 10000 lines. After using 8000 lines, the overdraft consumption is only 2000 yuan.
Ok, about "Will the credit card limit of ICBC be shared? Share the quota sharing rules! " Bian Xiao introduced the relevant situation here today. In short, no matter how many cards you have, the maximum consumption amount is still so much. If you want to increase your credit limit, increase the maximum credit card limit.