What kind of card should I get for my first credit card?

China Merchants Bank has successively launched innovative features such as fan cards, airline cards, department cards, business cards, platinum cards, and unlimited cards. The products are widely praised by the market. China Merchants Bank's credit card has won numerous awards. It has been listed on Hurun Wealth's list for five consecutive years and has become the "most favored bank credit card" among China's multi-millionaires. "People's Favorite Credit Card" and other awards, and has been awarded "domestic first five-star customer service center", "Asia-Pacific Best Customer Service", "World's Best Service Center" and other honors by domestic and international authoritative industry organizations. The outstanding credit card development and business strategies were successfully selected as "Harvard Business School MBA Teaching Cases".

The basic functions of credit cards are the same, including card consumption, online payment, etc. China Merchants Bank will launch different discounts and promotions for different credit cards from time to time. Please log in to the credit card website and click "Apply for a Credit Card" -"Credit Card Family Portrait", select the card you are interested in to inquire.

Which bank is better for credit cards?

Each bank’s credit card has its own characteristics:

1. Ping An Bank: First apply for a credit card threshold The lower bank is Ping An Bank. The reason why Ping An Bank can approve many credit cards that other banks cannot is because Ping An's big data is relatively powerful. In addition, Ping An Bank's credit cards often have larger credit limits than those of other banks. Therefore, in If your application for a credit card from other banks has not been approved or you want to get more credit lines, you can try to apply for a Ping An Bank credit card;

2. Bank of Communications: One feature of Bank of Communications' credit card is that it is good The credit limit granted by Xiangdai is relatively high, but the risk control of Bank of Communications is very strict and it is difficult to apply for it;

3. China Merchants Bank: A major feature of China Merchants Bank’s credit cards is that there are many activities and the activities last for a long time , such as half-price on Wednesdays, the annual ten-yuan storm, irregular cash withdrawals and points bonus and other activities. You don’t need to brush points every day. You can just participate in activities and brush points when there are events.

In addition, the credit card application rate is relatively high now. Credit cards that are more suitable for novices include China Merchants Bank’s Young Card, CITIC’s i Platinum, GF’s DIY Card, Bank of Communications’ Wal-Mart Card, etc.