Before the Industrial Bank credit card holder is overdue and is not sued by the bank, the cardholder can negotiate with the card issuer for repayment. When the credit card expires, the cardholder can call the customer service number on the back of the credit card to negotiate repayment with Industrial Bank's official customer service. After making a call, the cardholder should explain the reason for the overdue payment to the official customer service, directly negotiate for repayment, and handle relevant business as required. After the application is approved, the cardholder can repay directly according to the agreed repayment method.

: The development history of Industrial Bank

1. On September 3, 2019, Industrial Bank announced that the company’s board of directors had recently received a letter of resignation from Gao Jianping. Gao Jianping plans to resign as chairman, director and chairman and member of the strategy committee of the board of directors due to age. The resignation letter shall be effective from the date of appointment to the board of directors.

2.In July 2019, Industrial Bank Guangzhou Branch issued a blockchain electronic invoice to Guangzhou Modern Department Store Co., Ltd., marking the Guangdong Provincial Taxation Bureau’s first “tax chain” blockchain electronic invoice third party in the financial industry The invoice service platform was officially launched.

3. On February 25, 2019, China Minsheng Investment Group held a creditors meeting in Shanghai and established a creditors committee. Industrial Bank served as the vice chairman of the debt committee.

4. In June 2018, a branch of Beijing Industrial Bank increased the first-term mortgage interest rate by 30% compared with the benchmark interest rate. A staff member of a branch of Industrial Bank in Chaoyang District said that the branch received a notice that the interest rate on the first mortgage loan was at least 10% higher than the benchmark probability. "The interest rate increase situation of other branches is not yet clear."

5. In February 2016, Li Renjie, who has served as the president of Industrial Bank for 13 years, will retire from Industrial Bank. Tao Yiping, the 53-year-old president of Bank of China's Shandong Branch, will become his successor through open recruitment channels.

6. On December 31, 2014, Suzhou Branch, a second-tier branch of Industrial Bank, was upgraded to a first-tier branch, becoming the 43rd first-tier branch of Industrial Bank.

7. On December 26, 2014, Industrial Bank won the "Best Bank of the Year" in the "2014 China Financial Institutions Gold Medal List·Golden Dragon Award" sponsored by the Financial Times and jointly organized by the Institute of Finance of the Chinese Academy of Social Sciences. Green Finance Bank”.

8. On December 23, 2014, Industrial Consumer Finance was jointly funded by Quanzhou Commercial Company, Xtep (China) Co., Ltd., and Fucheng (China) Co., Ltd., with Industrial Bank as the main investor. Co., Ltd. was established in Quanzhou and became China's first consumer finance company controlled by a joint-stock commercial bank.

9. On December 23, 2014, Industrial Bank won the “Best Bank Brand of the Year Award” and the “Best Personal Financial Product Award” in the NetEase “Golden Diamond Award” selection. On December 21, 2014, Industrial Bank was awarded the title of “2014 Big Bank Legal Risk Management Company” by the Legal Daily and the Corporate Legal Management Research Center of China University of Political Science and Law.