The differences between the Ping An Bank JCB Gold Card and regular cards are as follows:

1. Annual fee: The annual fees for Ping An JCB Gold Card and regular cards are both waived in the first year, and then swipe 6 The annual fee for the next year is waived. If the number of purchases is insufficient, the gold card will charge an annual fee of 300 yuan/year, while the regular card will charge an annual fee of 100 yuan/year.

2. The first card number is different. The first JCB card number usually starts with 43 or 52, and generally the first card number starts with 62.

3. The JCB card is easy to use when swiping abroad, especially when traveling to Japan, there are more discounts and options. UnionPay cards are the most convenient to use in China, and their services are customized according to various domestic banks.

JCB is the only international credit card brand originating from Japan, founded in 1961.

In 1981, JCB established its overseas business subsidiary JCB International Credit Card Company and began its overseas business expansion as an international credit card brand.

To date, JCB has partnered with more than 350 major banks and financial institutions around the world and is easily available in 190 countries and regions around the world. JCB cards are issued in 16 countries and territories and have more than approximately 84 million cardholders.

In China, 10 banks issue JCB credit cards with more than 8 million cardholders. As an international payment brand, JCB has always adhered to its commitment to providing high-quality services and products.

Baidu Encyclopedia_JCB Card