With only 10,000 yuan of time deposit certificates and ID cards, the application conditions are not enough.

1. Credit card application conditions:

1. Be at least 18 years old;

2. Hold a valid ID card;

3 , No bad credit record;

4. Proof of regular employment;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources , such as real estate, cars, stocks, bonds, etc.;

7. Social pension insurance certificate.

2. The required materials for applying for a credit card are:

1. Credit card application form (available at the bank window);

2. Original and copy of ID card (You can bring the original to the bank to copy);

3. Proof of employment and income (these must be stamped by the unit where you work);

4. Those with non-local household registration also need to provide Documents proving residence;

5. Individuals must also provide the following materials: a verified business license or tax registration certificate proving that they have been operating for more than two years; a business premises contract or proof of self-ownership (that is, a real estate certificate) .