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Can a credit card be used as a debit card?

Yes.

According to the inquiry website, I learned that you can deposit money into a credit card or use it as a debit card. However, if you deposit money into a credit card and need to withdraw it, it will be charged according to the credit card withdrawal fee. The standard charging of relevant handling fees is a bit outweighed by the gain. Therefore, it is still recommended that you do not need to use your credit card as a debit card.

Deposits on savings cards will generate a certain amount of interest based on regular demand, but credit cards do not. There is no need to incur handling fees and interest when withdrawing funds with a debit card, but credit cards will incur high handling fees and accumulated interest.