How to change the temporary credit card limit to a fixed one?
1, about 25 times a month before the limit expires.
The bank wants us to spend money by giving us a quota. Therefore, as long as the bank makes money, we can get more benefits. In order to increase the quota, we must first ensure that there are about 25 credit card spending every month. Of course, consumption must be combined with a small amount.
2. Apply for increasing the quota three days before the temporary expiration.
On the one hand, the time limit for making full use of quotas; On the other hand, it leaves a good impression on banks and makes them feel that we attach great importance to credit card quota and repayment cycle.
3. Try to repay in full.
If you always pay in full, the bank will feel your repayment ability. As long as the repayment ability is in place, there is no debt and no overdue, then other problems are not problems.
Step 4 apply again
If you can't transfer the fixed amount at this time, cancel the temporary amount directly, then reapply for the temporary amount, apply for the highest amount, pay back in full after brushing a few large sums, and then apply for the temporary amount to be transferred to the fixed amount. Of course, the premise of this move is that you have enough ability to repay in full.