1. Credit cards with the same bill will be generated by the same bank. In this case, there is no need to worry. The bills of the two credit cards are shared, and no matter which credit card is returned, it will be used to pay off the bill.
2. Credit cards belonging to different banks or credit cards that do not generate the same bill can only be withdrawn through ATM and repaid. However, it should be noted here that there is a certain handling fee for cash withdrawal by credit card.