Guangfa AliExpress Co-branded Credit Card is a co-branded credit card issued by Guangfa Bank and Beijing AliExpress Technology Co., Ltd. for the majority of car owners and customers. Adopt a set of cards, including credit cards (excluding industrial applications) and AliExpress charge cards (including industrial applications), in which AliExpress cards are issued in the form of UnionPay single label cards. But the card is only issued in Beijing and cannot be issued anywhere else. Friends in Beijing can apply for a card through direct sales, branches or online business. In addition to providing valid identity documents, the application should also provide the driving license (or license plate) of the vehicle under my name, and the license plate information of the vehicle under my name should be filled in the application form. If you have already applied for other owner cards of Guangfa Bank before, you can't apply for the American Express card, and you need to cancel the owner card before you can apply.
You know, the annual fee of a credit card is closely related to the level of the card. However, many banks have multiple levels of the same credit card, so if you want to know the annual fee, you need to first find out which level of credit card you are applying for. China Guangfa Bank American Express Card has two grades: ordinary card and gold card, with only the main card and no supplementary card. The annual fees of different credit cards are different. Among them, the gold card annual fee is 80 yuan/year, and the ordinary card annual fee is 40 yuan/year; The annual fee is free in the first year, and the annual fee is free in the following year after spending/withdrawing money for six times in the annual fee cycle, and so on. The annual fee cycle of Guangfa Bank is mainly based on the card opening date, that is, the annual fee date and the card opening date are the same day and are fixed every year, which requires everyone to remember the card opening date.
The above is the related information of GDB Express co-branded credit card. Generally speaking, the annual fee of the joint credit card of Guangfa Express is not expensive, and there is basically no annual fee pressure for frequent credit card swiping. Therefore, users can submit applications according to their actual needs and repayment ability.