Lending a bank card is likely to be suspected of helping information network criminal activities. It is illegal to lend a bank card to others and be used by others to commit a crime. It may constitute crimes such as credit card fraud and money laundering. It is an illegal act, and whether it constitutes a crime is not necessarily, but it may be suspected of helping the helper of information network activities or fraud.

What are the risks of lending bank cards to others

According to the relevant laws of China, bank cards and their accounts are only used by cardholders approved by the issuing bank, and cannot be rented or lent. If depositors lend their bank cards to others, they may be warned and fined in 1 yuan. In addition, crimes may be involved. If the perpetrator provides a fund account to cover up and conceal the income of drug crimes, organized crimes of underworld nature, terrorist activities, smuggling crimes, corruption and bribery crimes, crimes of disrupting financial management order, and financial fraud crimes, it may constitute a crime of money laundering, so try not to lend the bank card to others.

To sum up, lending a bank card is likely to be suspected of helping information network criminal activities. All credit cards and debit cards are for personal use only. If you lend your card to others, the bank card will be responsible for any consequences arising therefrom.

Legal basis:

Article 196 of the Criminal Law of the People's Republic of China

Credit card fraud is committed under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated: < P > (1) using a forged credit card or using a credit card fraudulently obtained with false identification;

(2) using an invalid credit card;

(3) fraudulent use of another person's credit card;

(4) malicious overdraft.

the malicious overdraft mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.

Theft Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.