The accounting date of the credit card of Guangfa Bank is fixed, based on the date of birth filled in the credit card application form (the birthday is 29/30/3 1, and the system is randomly configured as 4-28).
On the billing date, the bank will summarize and settle all the transactions and expenses of the credit card account in the current period, and calculate the total amount owed and the minimum repayment amount in the current period.
Extended data:
The last repayment date of CGB credit card is the last date to pay off the current credit card debt. Paying off the arrears before this date will not generate interest. Interest will be calculated if the final repayment date is exceeded.
Credit card consumption on the day of bill, with the shortest interest-free period of 20/26 days; The longest interest-free period is 50/56 days.
On the final repayment date, if the funds are not plentiful, you can choose to repay according to the "minimum repayment amount" to avoid bad credit records.
China Guangfa Bank official website-Billing and Repayment-Description of Credit Card Billing