If the credit card bill of China Merchants Bank is divided into stages, certain conditions need to be met. For example, the applicant must hold our personal credit card master card, have a good record of using the card, and have no overdue repayment at present. Whether the installment application is passed or not shall be subject to the results of system evaluation. (Reply time: 2065438+June 19, please refer to the latest business changes announced by China Merchants Bank in official website).