If you use CCB's card for overdraft, not all credit cards can withdraw cash. There is a cash withdrawal limit, which is the highest cash limit that can be overdrawn, generally half of the credit limit. However, the overdraft withdrawal bank also stipulates that each card can only withdraw up to 2000 yuan per day. Let's give an example. Suppose the credit card limit of the landlord is 10000 yuan, then the withdrawal limit is 5000 yuan. If the landlord wants to withdraw it all,

In addition, banks will also charge cash handling fees and interest on overdrafts. The cash withdrawal fee is 0.5% of the cash withdrawal amount, with a minimum 2 yuan. Since there is no interest-free period for cash withdrawal, the interest of 0.05% will be calculated every day from the day when the landlord takes it, until the landlord pays it all back. Let's give another example. Assuming that the landlord's credit card has no other arrears, he will overdraw 2000 yuan in cash on 1/9, and then repay it on 1/20. How much does it cost? The answer is: withdrawal of principal =2000 yuan. Withdrawal fee =2000*0.5%= 10 yuan. Cash withdrawal interest = 2000 * 0.05 * *12 (from12 days1/9-1/20) =12 yuan. Total =2000+ 10+ 12=2022 yuan. The interest on 12 yuan is quite high in just a few days. It is suggested that the landlord overdraw cash and pay it back as soon as possible ~