Question 1: What does the second-day disbursement of Pudong Development Credit Card cash installment mean? That means that the credit card cash installment will be disbursed on the next day.

1. Cash installments cannot be used for investment (including but not limited to house purchases, stocks, futures and other equity investments) and can only be used for consumption (including but not limited to decoration, home appliances, weddings, Car purchase, student aid, travel, medical care, etc.).

2. Cardholders must keep relevant consumption vouchers for cash payments, and the bank has the right to access the consumption vouchers at any time.

3. Cash installment business is only available in RMB currency. The amount of cash that cardholders can apply for withdrawal is within the available limit of cash advance on their credit card. The amount applied for each time has a minimum of 1,000 and a maximum of 250,000. limit.

In addition to normal repayment, you also need to keep relevant consumption vouchers for the cash payments received from successful cash installments, and upload your consumption vouchers through the bank's credit card website within the specified time. The bank has the right to access consumption vouchers at any time. If you fail to use the cash amount as agreed or cannot prove that the above cash amount is used for the agreed purpose, it will constitute a breach of contract, and the bank has the right to require you to pay off the installment balance (including but not limited to the remaining installment principal and installment handling fee) in one lump sum.

Question 2: What does it mean that Pudong Development Bank can apply for a cash installment of 3,000? Cash installment is equivalent to a loan. Apply directly to your designated savings account, usually a savings card of Shanghai Pudong Development Bank.

There is also a handling fee, and a fixed amount of principal is paid every month.

Question 3: Are Shanghai Pudong Development Bank’s universal funds and cash installments the same thing? Not the same thing.

The universal fund is an additional credit limit, which is equivalent to giving you a consumer loan.

Cash installment is an installment business within the original amount.

Generally, the former is matched by the bank system and proactively contacts you, while the latter can be applied to the bank.

Question 4: Shanghai Pudong Development Bank’s cash installment business The installment amount is transferred by the Shanghai Pudong Development Bank Credit Card Center to the RMB settlement account of the same name provided by the cardholder. Specifically, if the installment amount is less than RMB 40,000 (including RMB 40,000), the credit card center will transfer the installment amount to the cardholder's RMB settlement account with the same name at Shanghai Pudong Development Bank or other banks according to the cardholder's application requirements; the installment amount If the amount exceeds RMB 40,000, the credit card center will transfer the installment amount to the cardholder's RMB settlement account with the same name at Shanghai Pudong Development Bank (except for Pudong Development Credit Card).

Question 5: How many days will the cash installment applied for by Shanghai Pudong Development Bank credit card be issued after it is successful? Inter-bank 20 points As long as you have the credit limit and pass the review, the Shanghai Pudong Development Bank card can be used to lend money on the same day at the earliest. If it is inter-bank, it can basically be released on the second day. I have applied for this several times and it is very clear. Applying for Pudong Development Bank's cash installment will allow Shanghai Pudong Development Bank to earn more handling fees, and they will definitely be happy to do so.

Question 6: Does Shanghai Pudong Development Bank have cash installment? It is not the same thing.

The universal fund is an additional credit limit, which is equivalent to giving you a consumer loan.

Cash installment is an installment business within the original amount. Generally, the former is matched by the bank system and proactively contacts you, while the latter can be applied to the bank.

Question 7: What does the Pudong Development Youth Card cash installment limit mean? It means the amount that can be converted into installments after you withdraw cash. .

Question 8: How does the cash installment limit of Shanghai Pudong Development Bank’s credit card increase? The more you use it, the more you use it.

Question 9: Is Pudong Development Bank’s Universal Gold calculated as cash installment or Small Loan Universal Gold? Taking a one-year loan as an example, if the loan is 1,000 yuan, the cardholder needs to repay 90.07 yuan every month, including the interest of 6.74 yuan. After conversion, the annual interest rate is 8.084%, and the monthly repayment is required. The payment will be credited to the monthly repayment amount along with the cardholder's credit card statement.

Of course, if the applicant needs to pay off the remaining balance in one lump sum in advance, he will also need to pay liquidated damages to the bank. The amount paid is 3% of the outstanding amount. Small loans within six months (including 6 months) 5.60 six Month to one year (including one year) 6.00 One year to three years (including three years) 6.15 Three years to five years (including five years) 6.40 You can compare the current data here

Question 10 : Can I apply for cash installment with a Shanghai Pudong Development Bank credit card? Yes, just call the Shanghai Pudong Development Credit Card Center to apply