Credit card cancellation method:
1. Before canceling the credit card, please confirm that the account has no debt and no balance;
2. When canceling the credit card, call the customer service phone of the credit card to apply for cancellation.
It is completely free to cancel the credit card, and there is no cancellation fee.
Extended data
The basic functions of Shanghai Pudong Development Bank credit card are as follows:
1. RMB/USD dual currency settlement
When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.
2. Universal
More than 20 million merchants around the world use it, and more than 840,000 ATMs around the world withdraw cash.
3. consumption abroad, RMB repayment
You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.
4. Interest-free repayment period
This card can enjoy an interest-free repayment period of up to 50 days from the transaction date to the due repayment date when it is consumed (excluding cash withdrawal). Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.
5. Minimum repayment amount
This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)
6. revolving loan
After consumption or cash withdrawal, the available credit line will be reduced accordingly, but after repayment, the credit line will be restored accordingly-this is the revolving credit function! You can decide your own consumption and repayment amount according to your own needs and financial situation. It is easy to handle, and it also avoids many repeated procedures for applying for small loans.
draw cash
With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)
8. Supplementary card
The supplementary card and the main card share the same credit line, and all the transaction details of the supplementary card are listed on the statement of the main card in a unified way, so that the cardholder can grasp the usage of the supplementary card in time.
Baidu Encyclopedia-Shanghai Pudong Development Bank Credit Card