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Can I apply for a CITIC card if I already have a CITIC Bank credit card?

You can apply. After successfully applying for a CITIC Bank credit card, the cardholder can apply for another credit card at any time, but when applying for a second credit card, you cannot apply for an existing credit card again.

In addition, multiple CITIC Bank credit card limits under the same cardholder’s name are exclusive. The account credit limit will be the highest among the credit cards. Multiple credit cards under the same account will only use one credit limit.

So, if you like the card appearance or some special features of the new credit card, rather than increasing the limit, you can apply for a new credit card, and then cancel the previous credit card after you get the new card.

When applying for a second CITIC Bank credit card, you don’t need to provide any proof of assets. Simply fill in the application form and submit a copy of your ID card, and it’s easy to apply for the card.