China Construction Bank's two-dimensional code collection refers to the collection through Dragon Merchants, which requires a handling fee, and the handling fee rate of Dragon Merchants is 0.5%. The transaction limit for small and micro businesses of Dragon Merchants is a single 500 yuan, with a daily cumulative amount of 1 ,000 yuan (the limit varies from branch to branch), and there is no limit for non-small and micro businesses of Dragon Merchants. After applying for Longshang, the QR code for payment will be generated, and it takes 4 hours to scan the code for payment.
Bank of Communications and Postal Savings Bank will not charge a handling fee for the receipt code. The QR code collections of other major banks are as follows:
1. Agricultural Bank QR code collection rate: as low as 0.20%.
2. Ping An Bank QR code collection rate: 0.35%.
3. CCB QR code collection rate: as low as 0.25%.
4. ICBC QR code collection rate: 0.3% for merchant debit card, 0.5% for our card 13 yuan and 0.5% for credit card.
1. Collection codes are divided into personal collection codes and business collection codes, among which personal static collection bar code will be the main constraint. According to the regulations, in principle, it is forbidden to use personal static collection code for remote non-face-to-face collection, and users with obvious business characteristics can be managed with reference to special merchants. For individual users with obvious business characteristics, please refer to the management of special merchants, and ask such individual users to provide the barcode of merchants' collection, so as to improve the service quality of individual operators. Simply put, merchants are required to provide WeChat and Alipay business QR codes, and they cannot use personal QR codes to collect business documents in the future.
2. The importance of supplementing the relevant management of "bar code payment"
The collection bar code (that is, the personal two-dimensional code collection code) is used by criminals to transfer illegal and criminal funds. Some criminals use receipt bar codes to transfer gambling funds, which provides a payment channel for cross-border gambling activities. Effectively cut off the "capital chain" of crimes such as cross-border gambling. The new notice of bar code payment supervision for the individual payment bar code users with obvious business characteristics, only need to change the personal payment bar code to the merchant payment bar code (refer to the management of special merchants), and the payment will not be affected. For ordinary consumers, normal scanning code payment or collection has no effect.