If you want to check bank card transfer records, you can use the following methods:

1. Mobile banking/online banking:

Customers can go to the issuing bank’s Find the bound card on the personal account page of the mobile banking client or online banking, and check it through the transfer and remittance record query option. The transfer details of the transferred card in the past month will be directly displayed. If you want to query historical transfer records, you can precisely select the transfer time and filter them out.

2. Outlets:

If there is an offline branch of the card-issuing bank near where you work or live, customers can also directly bring their bank card and personal ID card to the branch counter to find a job. You can apply for inquiries in person; or you can insert your card into the self-service machine in the business hall to inquire.

3. Telephone:

There are two types of bank cards: credit cards and debit cards.

The difference between the two:

1. The pinyin of the cardholder’s name and the credit card expiration date are printed on the front of the credit card, while the pinyin of the cardholder’s name is not printed on the front of the debit card. Most There is no expiration date on the debit card;

2. The card number of the credit card is embossed, while most debit cards have flat fonts (of course this is not absolute, many debit cards now also have embossed fonts) (printed numbers)

3. Credit cards have 7-digit numbers in the signature column, but most debit cards do not;

4. Credit cards have laser anti-counterfeiting stamps on the back, while almost all debit cards have No;

5. Almost all credit cards have the words "Cardholder's signature, invalid without signature" below the signature column, while debit cards only have the words "Cardholder's signature" on the right side of the signature column. ;

6. Overdraft is allowed with credit cards, but absolutely not with debit cards;

7. In addition, credit cards generally charge annual fees, but debit cards do not;

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8. Improper use of credit cards will affect your credit file, which will affect the purchase of a house or a car in the future. However, since debit cards do not involve overdrafts, they will not affect your credit;

9 , credit card issuers and merchants often join forces to hold various activities, such as restaurant coupons, gas coupons, etc., but debit cards do not have them at all.

The process for applying for a credit card and a debit card is different.

When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card), proof of residence, proof of unit income or proof of personal assets and other materials to the bank counter to go through the relevant procedures and fill in the application form. , the information filled in must be true.

After filling out the application form, it must be filed with the head office of the account opening bank. After the head office of the account opening bank reviews the application materials, it will take about 20 working days before the card can be issued to the customer. Applying for a debit card is relatively simple. You only need to bring your valid documents, mainly your ID card, and fill out the application form at the account opening bank. The card will be issued to the applicant at that time.

The loss reporting procedures of major banks are not exactly the same. If you lose your money, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other supporting documents to the bank counter to report the loss.