Dear customer: Hello, according to the information you provided, currently in accordance with the requirements of regulatory agencies, and in order to strengthen the management of merchants and maintain the country’s financial order, our bank will regularly conduct inspections of each merchant. We will assess the risk level and take into account the customer's card security. If your wife swipes the card, the merchant may be temporarily unable to use our credit card to make purchases. It is recommended that you use cash or other methods of settlement. We apologize for the inconvenience caused to you. If you still have questions, you can consult further via WeChat. Please click on the official WeChat website of Ping An Credit Card to experience the different "Ping An Micro Life". I hope it will be helpful to you.