1. Credit cards don't need mobile phone verification code to pay. They are all supermarkets, shopping malls, swiping cards, entering transaction passwords or signing for payment, and don't need mobile phone verification. Second, when you pay or consume online, you must verify it through your mobile phone to prevent it from being misused or embezzled by others.

credit card activation method of China Construction Bank: 1. Online banking activation. 2. Online activation. 3. Customer service activation.