I just changed my job. If I want to apply for a credit card, whether it can be approved will be given by the bank based on the comprehensive score of the information submitted by the applicant. The reference items include age, gender, unit, income, Position, housing, education, marriage, real estate, professional titles, credit history, personal financial assets and other items.
A few tips for successfully applying for a credit card:
1. Annual income: This is an important criterion, and banks cannot directly check annual income except for an income certificate. When issuing a salary certificate, you can ask the supervisor to increase the salary appropriately, but of course not too high.
2. Position: Your position in the company directly affects the successful application for a credit card. It is easier for managers to apply than for ordinary employees.
3. Housing: It is easier to successfully apply if you own a house than living with your parents, or renting a house and a dormitory in the workplace. If you have real estate under your name, you must upload relevant certificates.