The following is the answer given by the editor, I hope it can help you.

1. Application time: Submit an application within the time interval between the current bill date and three working days before the due repayment date.

2. Application amount: The amount applied for each bill installment must be an integer, the minimum is RMB 1,000, and the maximum does not exceed the new card consumption in the current bill (excluding cash advances, installment transactions and Other transactions specified by the Bank) 90% of the total amount.

3. Application method: (three methods) choose any one

1. Dial the 24-hour customer service hotline: call the Bank of China customer service hotline to transfer bill installments and single installments The business will be handled by professionals for you;

2. Log in to Bank of China Credit Card Online Banking to apply;

3. Log in to the main China Credit Card page on WeChat and follow the prompts to apply.

IV. Number of installments and handling rates:

Bank of China credit card installments can be divided into 3, 6, 9, 12, 18 and 24 installments. The commission rates for each period are 1.95%, 3.6%, 5.4%, 7.2%, 11.7% and 15% respectively.

Tips: Cardholders can apply to convert the new RMB card consumption amount in the current bill to installments after the bill date and 2 days before the repayment date of the current bill. The installment handling fee will be charged once in the first installment and will not be refunded once collected.

5. How to use Bank of China credit card installment payment:

When you make a large-amount purchase at one time, you can divide the total amount of purchased goods or services into several equal installments. Number of months (months), repay the amount on time every month (period). Transactions completed through designated POS machines in specially designated shopping malls are called "mall installment payments"; Bank of China also provides you with "easy installment purchase", which is not restricted by designated shopping malls and designated products. You can apply with just one phone call. It is simple Convenient and easy to buy the things you love.

Bank installment: If you spend more than 1,000 yuan with a single card payment, you only need to call our customer service hotline 3 days after the transaction occurs to 2 days before the latest statement date to get the payment. If you apply for ordinary consumption to be converted into installment payment, you can choose the number of installments independently: 3 months, 6 months, 9 months, 12 months, 18 months, or 24 months. We will charge a one-time installment fee.

Merchant Installment: You can purchase goods or services that can provide installment payment from the installment payment partner merchants designated by Bank of China. After selecting the installment payment business model, the merchant's cashier will pay according to the installment payment plan of Bank of China. Payment business rules perform related card swiping operations. The specific installment rules are subject to the announcement issued by the merchant.