You can apply for a car owner credit card if you don’t have a car. The application conditions for the car owner card are as follows:

1. The applicant has good credit and has no bad records such as overdue credit.

2. The applicant is between 18 and 60 years old and has full capacity for civil conduct.

3. The applicant has a stable job and source of income, and the ability to repay the principal and interest of the loan on time.

4. The applicant has a private vehicle in his name and provides a driving license and driving license.

5. The applicant must have valid proof of identity and financial resources.

6. The applicant has a fixed residence or proof of residence in the location of the handling bank.