It is easier to get local cards that are not saturated

I think Guangfa is better to make some, but Guangfa is more strict in approving cards~

Don’t go to Bank of Communications whichever company you choose. The reasons are as follows

The following is the original experience of credit card:

(1) The best online service is China Merchants Bank. The only shortcoming is that the points are not user-friendly! It is recognized internationally Five-star service ~ You will truly feel the feeling of God when doing any business in this bank ~ China Merchants Bank logo: Sunflower Xiangyang (meaning that the bank’s services are always geared towards the needs of the people ~)

(2) Points gifts are the most The strong point is Guangfa, but the disadvantage is that there is no telephone banking for debit card transfers, and some ATMs cannot yet transfer. Online banking is very slow and often causes problems. It is extremely slow to send cards and the phone is extremely busy.

(3) China Merchants Bank and Bank of Communications and Shanghai Pudong Development Bank are the three fastest banks to issue cards. The first two are the easiest to issue cards. If the first two cannot issue cards, you are basically out of luck with other banks~

(4) If you are a girl, the credit limit is higher than that of a boy. High, married people are higher than unmarried people ~ (I refer to the same income level)

(5) Tips: Agricultural Bank of China has the worst service and the lowest limit is slow to issue cards. If you want to be criticized and challenge the application If you are the most extreme, you can choose this bank

(6) ICBC’s credit limit is not high, but its online functions rank second among the four major banks. CCB’s online banking is better than ICBC’s but the limit is too high, but CCB’s online transactions are There are points, but ICBC does not. Please bring your own oxygen bottle when applying for an ICBC card, because the speed of card withdrawal can make you suffocate~

(7) The above is written based on personal experience and the experience of friends around me. If you feel different from yours, you can just pretend that I didn’t say it. I have credit cards from almost all banks, so this summary is still representative~

(8) Note that many good bank cards follow international practices There is no password set by default. You must set it after receiving it. The strangest thing is that GF is the only credit card that cannot set a password (its transaction password is used online and is not required offline)

Please contact us Use the credit card 6 times after opening it~ Otherwise it will be boring to have insomnia over this problem in the future. It is not difficult to go to the supermarket to buy toilet paper 6 times. You have to use it anyway~ It is impossible for you to say that you don’t go to the toilet in a year~~

But the poster doesn’t want to apply for a Bank of Communications card~ Otherwise, death will be even worse~

Some people used to say that CITIC Rubbish specializes in issuing zero-limit blue cards~

Saw it Below you will understand that it is at least better to issue a zero-limit card than to issue you a card that will take back your money at any time and not use it! !

(The following story is true. My friend has a good repayment record and has never had any problems with his credit.)

Recently, 30 people’s credit cards have been frozen. , a way for banks to force users to return cards when they have no profit

(Because as long as the card you used is frozen, you can only repay it and you can’t use it, and you can’t use it for a while. If you can't get enough money in a while, he can charge you late payment fees and interest)!

So it is recommended that you don't use credit cards, the risk is very high! You will be charged without notice Next, roll it into the letter and use it in the machine.

When you finally submit it, just record your letter directly and let it be easily hacked.

If How many cards do you have? He will use them to record one of them. No matter how many credit cards China Merchants Bank issues, they will only be included in the central bank’s credit report. A record

(Currently only China Merchants Bank is so kind, so friends with many CMB cards need not be afraid~)

It has no impact at all~ It is very simple for China Merchants Bank to succeed~ Just debit The card has a certain amount of money during review. This amount determines your credit limit~

Do not apply for the Bank of Communications. It is a very dangerous card and will be suspended at any time. There have been three cases involving friends around you. If the card is suspended They can earn you interest even if you don’t pay the minimum payment~ Because they can earn a lot of interest when you pay the minimum payment~

Here are some cases from friends you don’t know:

/question/82519055.html