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Conditions for handling CCB Black Card
CCB's black gold card must meet the following conditions at the same time:

1. The applicant for the main card must be between 18 and 65 years old and have full capacity for civil conduct;

2. The applicant must have more than RMB 5 million in cash in China Construction Bank;

3. The applicant must have a good credit record, no overdue credit record and no criminal record;

iv. the applicant must be a senior executive of a listed company, a state-owned enterprise or a major operator of a large private enterprise;

5. The applicant must receive the customer service phone number invited by China Construction Bank to handle the card;

VI. The applicant has certain fixed property under his name, such as single-family villas and brand-name cars.

American Express Centurion Black Gold Card is the black gold (highest) version of "Centurion Series Charge Card" launched by American Express in the UK in 1999. It is also called "black card" because its main color is black.

The Centurion Black Gold Card is recognized as the "king of cards" in the world. The card is positioned in the top group, and there is no upper limit (the Centurion Black Gold Card in China is a cooperative credit card, so there is a limit, and the credit limit is 2-1 million). The cardholders are mostly politicians, billionaires and celebrities from all over the world, and are invited by American Express to handle it online.

As domestic policies prohibit foreign card organizations from issuing charge cards independently in China, American Express changed the centurion series cards into credit cards in China and authorized China Industrial and Commercial Bank, China Merchants Bank and China Minsheng Bank to issue them. It is precisely because of this that domestic distribution is made.

There is no upper limit on the amount of centurion black gold cards issued abroad. Theoretically, any valuable goods can be purchased, but there is only a risk control limit (that is, American Express will set a risk control limit according to the cardholder's consumption habits and daily consumption amount. If the cardholder purchases a product exceeding this limit, the staff of American Express will confirm with the cardholder by phone, and after confirming the identity, American Express will complete the payment);

The Centurion Black Gold Card issued in China is a credit card, so the card has a fixed amount, and there is no such thing as "unlimited amount". The amount of black gold cards issued by ICBC and China Merchants Bank is about 2-1 million RMB, so it is necessary to apply to the bank for a temporary amount in advance when purchasing goods exceeding the amount.