But only one-time prepayment is supported, including prepayment principal plus prepayment service fee. The prepayment service fee is charged at 3% of the prepayment principal, and the installment fee paid will not be refunded.

After applying for Ping An credit card reserve fund, the total installment amount will not occupy the available amount of the credit card account, but will occupy the amount after the principal and handling fee of each installment, and the handling fee will be charged by installments.

Can I withdraw the petty cash from my credit card?

You can't. The reserve fund is used for credit card consumption and cannot be withdrawn or transferred. After the application is successful, the funds will be transferred to the user's own credit card, the bill can be repaid, and the unused consumption reserve will offset the new credit card transaction.