First, the formation of overdue records may affect personal credit records;

The second is to cancel the interest-free period and calculate the interest of five ten thousandths of the amount owed every day from the date of consumption.

Third, an overdue fine of 5% of the overdue amount will be added to the principal, and interest will continue to be calculated until the principal and interest are paid off.

I hope the above answers can help you. If so, please adopt it in time!