I. Application conditions
1, age: must be older than 18 and younger than 65;
2. Income: have a stable source of work and income to ensure repayment ability;
3. Credit: Good credit gives people a sense of honesty.
Second, the required information
1, resident identity card or passport
2, proof of work (work permit or relevant personnel departments to prove that the basic requirements of working hours in more than three months)
3. Income certificate (income certificate issued by the financial department of the unit, and self-employed individuals need to provide a copy of business license and tax payment certificate)
The above three points are enough to apply for an ordinary card. If you want to apply for a gold card, it is best to provide your own real estate license or proof of your own vehicle, which will greatly improve the success rate of card handling and increase the overdraft limit.
Third, the application process
Finally, fill in the relevant information step by step according to the tips on the application page, and then submit the application.
Fourth, the credit card approval.
Generally, when applying for a credit card, you don't need to provide proof of financial resources, at most, proof of salary. The bank will allocate a quota to you according to your deposit (other banks also count) and your salary level. Most people's initial quota (about 5K)+monthly salary is about 0.6.
If additional property certificates and vehicle driving licenses are submitted, the amount will be increased. You need to provide the real estate license and vehicle license, but you can't find them. If you don't tell, no one knows, and the quantity is naturally low.
China agricultural bank jinsui HNA co-branded card