Credit cards cannot be transferred directly to others. You must first withdraw the credit card limit in cash and then deposit it, or deposit it on a debit card and then transfer it.

The process of transferring funds from a credit card to a bank card:

To transfer money from a credit card to a bank card, you must first apply for a debit card from the issuing bank, that is, a savings card, and then Open one of telephone banking, online banking and mobile banking, and then you can transfer money from your credit card or cash advance to your bank card.

Fees for transferring money from a credit card to a bank card:

You need to pay a handling fee when transferring money from a credit card to a bank card. If the money you transfer from the credit card is your own extra money, it will be an overage. For payment and transfer, some banks will charge an overpayment processing fee. If you transfer the credit card overdraft limit, that is, a cash advance, you will need to pay a cash withdrawal fee and an interest of 0.05% per day.

To check the details and see what happened in the bill, whether it was stolen or bound to other apps for deduction, it is best to call the customer service number on the back of the credit card, and the customer service will help you find out the transaction.

There are two types of Agricultural Bank of China credit cards, one is a credit card and the other is a quasi-credit card. Because I know more about credit cards, I can tell you the situation. First of all, credit cards are not For inter-bank transfers, if you go to customer service and ask them, they can't guarantee whether it will be credited. Even if it takes a long time, about 3 days, if it is not credited, it may be returned to the transfer bank. If the transfer bank doesn't have it, you can Call the transfer bank directly to check, or provide the transfer time, amount, and the card number of the transferred Agricultural Bank of China card to the Agricultural Bank of China customer service to check. If you want to check the transaction records after entering the account, you can check it through phone voice or online banking. If you have any questions about quasi-credit cards, it is recommended that you call 95599 for consultation.

Furthermore, in addition to handling fees, this type of transfer also charges interest. From the date of transfer, interest is calculated on 50,000% of the daily transfer amount. Moreover, the amount that can generally be transferred is 50 of the credit limit, and there is a daily upper limit. Most banks have a daily limit of 2,000 yuan.

Credit card repayment refers to transferring funds to the credit card after credit card consumption

Credit card repayment refers to when the cardholder’s credit card consumption reaches the final repayment date, in order to ensure that the payment is maintained. If the cardholder has a good credit record, the repayment amount will be swiped out and the funds will be returned to the bank.

Differences in credit card bill limits:

Many people choose to repay with the minimum repayment amount when they are unable to repay the entire amount in the month. Then, after repaying the minimum repayment amount, the card will be issued. How does the bank charge interest fees? For example, if you spend 5,000 yuan on a credit card that month and pay off the minimum repayment amount of 500 yuan, the interest will be calculated based on the amount you owe 5,000 times 50,000 per day. Charged, if you spend another 5,000 yuan next month, the bill will be 9,500 yuan, and the minimum repayment amount will be 950 yuan, but your interest will be based on the 5,000 yuan from the previous period plus the 5,000 yuan for the current month, which is 10,000 If you no longer use the card for consumption, the card issuer will continue to charge an interest of 0.5% per day on the 10,000 yuan you owe until you pay back all the money you owe.

Credit card repayment has three methods: full payment, bill installment, and minimum payment amount. It is good if you can pay it all off in the same month. After all, credit cards nowadays generally have up to 50 days. If the interest-free period is not possible, it is also recommended to choose a credit card to repay in installments. Although the minimum repayment amount can avoid a bad credit record, the interest cost is relatively high.