What is the customer service phone number of Hubei Rural Credit Cooperative?

1. Credit card service hotline: 4008196568

2. Comprehensive business service hotline: 96568 (within the province), 027-96568 (outside the province)

3. Address of Hubei Rural Credit Cooperative (Rural Commercial Bank): Building 7, No. 86, Zhongbei Road, Guoguohu Street, Wuchang District, Wuhan City (Building G, International Building, Chuhe Han Street Headquarters).

4. Postal code: 430070

The Hubei Rural Credit Cooperatives Federation was established on July 28, 2005. It is responsible for the management, guidance, coordination and service functions of rural commercial banks in the province. . As of the end of 2018, the province's rural commercial bank system had 77 operating legal entities, 2,142 business outlets, and 33,500 employees. It is the banking industry with the most business outlets, the widest service scope, and the largest deposit and loan scale in Hubei Province. financial institutions.

At the end of 2018, the deposit balance of rural commercial banks in the province was 851 billion yuan, ranking first among banking institutions in the province in terms of market share and net increase share. The balance of various loans is 543.2 billion yuan, with more than 90% of the county-level corporate loan market share ranking first among its peers, and it has issued more than two-thirds of the loans to farmers and more than one-third of small and micro enterprises in the province's banking institutions. loan.

1. Recruitment conditions for Rural Credit Cooperatives in Hubei Province

1. The applicant must be no more than 25 years old, and those with a graduate degree or above must be no more than 28 years old.

2. College degree or above. Personnel recruited by urban cooperatives (rural commercial banks) must have a bachelor's degree or above (the academic degree certificate must be obtained before the end of July of the year of recruitment, otherwise the recruitment qualification will be cancelled).

3. The positions recruited this time are loan officers and tellers. The loan officer position requires many years of working in rural areas in rural areas with difficult conditions. It requires good health, hard work, and the ability to communicate effectively with farmers. The teller position requires long hours of working at the counter and shifts during holidays. Each city or county bank determines the recruitment ratio for loan officer positions and teller positions based on personnel needs.

4. Abide by laws and regulations, have good conduct, be in good health, and have no bad habits or illegal records.

2. Extended information

Jiang Liming, director of the Cooperative Financial Institutions Supervision Department of the China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be restructured into rural commercial banks. Qualified stocks will be completely cancelled, and qualified rural credit cooperatives will be encouraged to restructure and form rural commercial banks. On the premise of maintaining the overall stability of the legal person status of the county (city), we must steadily promote the reform of provincial federations and gradually build a new relationship between provincial federations and grassroots legal persons with property rights as the link, equity as the link, and regulation as the constraint. , truly forming a unity of interests between the provincial federation and the grassroots legal person society.

The proportion of qualified shares of rural credit cooperatives nationwide has dropped to less than 30%. About 303 rural commercial banks and about 210 rural cooperative banks have been established. The total assets of rural bank institutions account for 10% of the total assets of rural cooperative financial institutions nationwide. 41.4%. In addition, there are 1,424 rural credit cooperatives that have met or basically met the conditions for the establishment of rural commercial banks. Through reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing insider control problem has been effectively solved, and the institution itself has formed an endogenous driving force to promote in-depth institutional reform.

Rural Commercial Bank 24-hour manual service hotline

Rural Commercial Bank 24-hour manual service hotline, you can dial 95588 for consultation.

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The bank’s profit channels are loans, bank insurance, sales of wealth management fund products, sales of financial equipment, financial intelligent terminal business consumption profits, hedging business, and bills Business etc.

The profit ratio of most banks in China is: 30% from loans, 10% from bank insurance, 10% from sales of financial fund products, 5% from sales of financial equipment, and 30% from consumption of financial intelligent terminal businesses %, hedging business 5%, bill business 10%, etc.; the profit ratio of foreign banks is: loans 15%, banking insurance 15%, sales of wealth management fund products 15%, sales of financial equipment 10%, financial intelligent terminal business consumption Profit 35%, hedging business 5%, bill business 5%, etc.

On February 24, 2016, media reported that 7 of the 16 listed banks had handed over last year’s performance reports, and generally net profits continued to decline.

The performance report shows that the net profit attributable to shareholders of the parent company for these seven banks in 2015 was 271.661 billion yuan, which means that the seven banks made a net profit of 744 million yuan every day last year. Although this value is still among the best in various industries, the continued decline in profit growth is still a future trend. The net profit growth rates of 7 banks all declined to varying degrees compared with 2014. The net profit growth rates of 6 joint-stock banks even fell to single digits. The net profits of China Merchants Bank, Industrial Bank, Hua Xia Bank, China CITIC Bank and Shanghai Pudong Development Bank increased. The average speed dropped by more than half. CITIC Bank’s net profit growth rate was the lowest, only 1.15%. Only Bank of Nanjing, a city commercial bank, maintained double-digit performance, reaching 24.86%.

As the absolute core of my country’s financial system, the banking industry has maintained healthy and stable operations. It is undeniable that due to the impact of the financial crisis and domestic economic structural adjustment, the domestic banking industry is facing a series of profound challenges that cannot be ignored. However, in the post-financial crisis era, my country's banking industry still faces an extremely complex external operating environment.

Global economic integration and the uncertainty of the economic and financial environment have also caused the risks faced by commercial banks to show new characteristics such as complexity, suddenness, diffusion and rapid spread. In terms of market competition, with the continuous improvement of the development and openness of the financial market, the competitive landscape, spatial scope of competition and competitors faced by large banks have been and are continuing to undergo profound changes.

What is the credit card customer service phone number of Wuhan Rural Commercial Bank

Customer service hotline: 95367

1. Credit card service hotline: 4008196568

2. Comprehensive commercial service hotline: 96568 within the province and 027-96568 outside the province.

Because rural commercial banks, referred to as rural commercial banks, are joint shares composed of farmers, rural industrial and commercial families, corporate legal entities and other economic organizations within their jurisdiction. They are joint-stock commercial banks.

The logo design of Wuhan Rural Commercial Bank focuses on the attributes of the financial industry and cleverly combines the regional characteristics of Wuhan City; nine provincial passages, two rivers and four banks, a modern metropolis, the Yellow River The pagoda, the birthplace of Chu culture and other core elements are all highly refined. Ancient Chinese coins with circular holes, the overall shape reflects the traditional philosophical thinking of ancient Chinese circular areas, and is a stable and atmospheric cultural heritage of agricultural and commercial banks; the internal pattern is the water pattern effect after art treatment, subtly integrating the water's The concept integrates the wealth of traditional Chinese culture, as well as the advantages of Wuhan's three towns' geographical hub of the Yangtze River, with thick and varied abstract patterns. The majestic tiger head hint in the modeling in front of the logo gives Wuhan Rural Commercial Bank unanimable dignity and status in the future development of the financial industry.

Wuhan Rural Commercial Bank is a joint-stock commercial bank approved by the China Banking Regulatory Commission. It is China's first provincial-level urban rural commercial bank. It is a local banking institution directly managed by the Municipal Party Committee and the Municipal Government. It is headquartered in Wuhan and has a first-class legal person. It was officially established on September 9, 2009.

Wuhan Rural Commercial Bank is a joint-stock commercial bank approved by the China Banking Regulatory Commission. It is China's first provincial-level urban rural commercial bank. It is a local banking institution directly managed by the Municipal Party Committee and the Municipal Government, with headquarters in Han and first-class legal entities. It was officially established on September 9, 2009. Wuhan Rural Commercial Bank implements the development strategy of urban and rural development and provides comprehensive commercial banking products and financial services to Wuhan urban and rural areas. The new urban area focuses on economic development centered on "agriculture, rural areas and farmers"; the central urban area mainly serves the regional economy, small and medium-sized enterprises and community residents. As of the end of 2011, the bank had 3,078 employees; according to the administrative division of Wuhan, it has established 22 first-class sub-branches, outlets in three towns of Wuhan, and offices in Zengning, Xian'an, Qianfeng, Xian'an and Chibi in Guangzhou Three village banks were launched and established.

Wuhan Rural Commercial Bank Co., Ltd. (hereinafter referred to as Wuhan Rural Commercial Bank) is the first provincial-level urban rural commercial bank approved by the State Council. It is a local banking institution with a first-class legal entity. Wuhan Rural Commercial Bank Co., Ltd. was formerly known as China Xinhe Wuhan Rural Credit Cooperative.

That’s it for the introduction of the rural commercial bank’s credit card phone number.