What is the business of Zhongyuan Bank Credit Card Division?
Sub-quota is a special installment quota business of Zhongyuan Bank credit card, which is mainly used to meet the daily large consumption needs of cardholders. After the application is successful, the bank will issue the quota after approval. For example, many people with Zhongyuan credit cards can apply for a quota, and then repay them in installments, with a portion of the principal and handling fee each month.
It should be noted that there are geographical restrictions on individual applications, and there are requirements for the qualifications of applicants. In addition to Zhongyuan Bank's credit card, it is also necessary to have personal mortgage loan customers who have repaid in Henan Province 18 for more than 3 months. As for the success of the application, it is necessary to comprehensively evaluate the applicant's credit information, income and credit card use.
By the way, the credit line claims to be 300,000, but it may not be able to apply for that many lines, because this line is shared with the credit card line, and it can also be regarded as the installment business within the credit card line. After successful processing, it will occupy the credit card limit, but it is a separate account. Although the bill and credit card are issued on the same day, they need to be repaid separately. Remember, don't return the money to the credit card account, otherwise it is likely that the payment will be overdue.
The above is the relevant introduction of "What is the credit card splitting business of Zhongyuan Bank", and I hope it will help everyone.