Big data and credit reporting are two different things. Although big data is more comprehensive, it is not authoritative enough.

Usually online loan big data includes loan records, overdue information, Internet crime risk index, and court prosecution records, because the third-party online loan inquiry platform is connected to the online loan institution system, which means that it can be seen User-related loan information on online loans. Of course, if you don't repay the loan overdue, it will be recorded. Therefore, it is best not to engage in overdue behavior. It is not honorable to accidentally upload big data. Regarding online loan big data, you can find it through WeChat: "Quick Check Letter". There are three data indicators, and you can choose according to your own situation.

Generally, after the overdue period, as long as the repayment is made as soon as possible within the prescribed overdue period, it can still be made up, and the online loan big data will be updated with updated data every two to three months. It will also overwrite the original old data, making your credit look like a novice who just took out a loan.

A sample report is as follows:

For those of you who have borrowed money before, with the upgrade of credit reporting this year, you should confirm your credit risk and go to the online loan platform for credit reporting. Try to negotiate the repayment if you can, and try to communicate as much as possible to reduce the interest! For those that are not recorded on the credit report, we can handle it separately!