Friends who have made credit cards should know that in order to ensure the safety of using cards, credit cards issued by banks are not allowed to be opened, and applicants need to open their own cards after getting them. Some people will ask how long the credit card is valid.

How long is the credit card valid?

According to different application channels, credit card opening methods and time limits are also different. Common channel methods include online application and offline application, as follows:

1, apply online

Applicants apply for credit cards online through bank credit card official website, WeChat Bank and third-party platforms cooperating with banks. After the card is successful, they often ask to go to the bank outlet for a face-to-face interview before opening the card. The interview time is generally within 3 months after receiving the text message. If the interview fails, the credit card will be invalid and cannot be opened.

After the face-to-face signing is successful, the cardholder can open the card within the validity period of the card. The validity period is generally marked on the card surface, with a set of numbers or two sets of numbers.

2. Offline applications

In other words, go to the bank outlet to get a card. No matter whether it is a new customer or an old customer, as long as the card is successful and the credit card is obtained, you can open the card yourself without going to the bank for face-to-face signing. Because the identity information of the applicant has been verified by the bank when issuing the card, it is confirmed that I issued the card.

The specific card opening time is also based on the validity period of the card, but the card will be opened at least 2 months before the expiration of the validity period.