1. Why do I receive various loan and credit card application text messages every day?

If it is not a credit problem,

then the comprehensive score is not enough,

The higher the income, education, position, etc., the better.

The card can be released only when the comprehensive score reaches a certain standard.

2. Why did I receive a text message saying that I have applied for a credit card?

It’s really a way of credit card marketing, don’t pay attention to it

3. Why do mobile phones receive so many text messages from lending websites?

Nowadays, many people have obviously never borrowed money online. But you always receive text messages or verification codes for loan loans, and some people even call you to inquire whether you need a loan. In this case, is your mobile phone number leaked, or is your mobile phone number used for online loans?

Why do mobile phones receive a lot of text messages from lending websites? The reasons why mobile phones receive a large number of text messages from lending websites are probably due to the following reasons:

1. I have browsed many loan websites. The information left in it is regarded as a potential customer group by the platform, so the platform will send information from time to time to recommend loan products to itself.

2. The mobile phone number is not a new number, but a second-hand number. The previous number holder had borrowed many loans before. Although he changed his number, the loan platform still found him as the new number holder based on the mobile phone number left by the other party.

3. Personal information was accidentally leaked and obtained by some lending platforms, which has always troubled me.

4. In order to promote their own term loan products, some loan websites will send large-scale mass text messages through number segments. In short, they are advertising.

It is recommended that you do not register an account on unknown loan websites at will, and pay attention to keeping your personal information safe, and do not tell others at will to avoid causing security risks. Plus, with the constant barrage of text messages, you can actually block and block them directly.

Is it useful to change the number if the mobile phone number is borrowed by others for online loans? If the mobile phone number is borrowed by others for online loans, changing the number will have a certain effect. Better to change the operator's number. For example, if the original mobile phone number belongs to China Unicom, it can be changed to China Mobile or Telecom. Everyone needs to pay attention to:

1. Mobile phone numbers belong to different operators, and identity information is generally not exchanged. Therefore, the lending platform should not find itself through the new number. In fact, as long as you don't provide identity information, it won't be a big problem.

2. When facing a lending platform for payment, you can actually explain the situation directly to the other party. Since you did not apply for the loan on your own initiative, you can explain to the other party that the loan was not made by you, and then ask the other party to terminate the loan relationship immediately. , and asked the other party to find the person who borrowed the fake loan to repay the money. He is not responsible for the repayment.

It is recommended that you keep your personal information properly and do not disclose it to others at will to avoid being misappropriated by criminals to commit some illegal activities.

What should I do if my mobile phone keeps receiving loan verification codes recently? If my mobile phone keeps receiving loan verification codes recently, it is recommended to do the following:

1. See if I can find the loan verification code sent to you. If you want to send an SMS verification code to a lending platform, then contact the lending platform customer service to inquire about the specific situation to see if someone has stolen your information and borrowed money under your name.

2. If you find someone borrowing money under a false name, you must promptly inform the lending platform of the situation so that the person who borrowed the money does not actually get the loan and then does not repay the loan. As a result, the lending platform actually proposed a lending relationship with itself, and in the end it was the same. Demand repayment yourself.

3. For numbers that frequently send verification codes, you can directly block them. Then you will no longer receive text messages and should be intercepted by the system.

Alternatively, you can choose to simply change to a new mobile number. As for this mobile phone number, you can temporarily stop using it. You also need to pay attention to keeping your personal information and don't tell others casually to avoid others stealing the loan at will.

4. I have not applied for a credit card loan, why did I receive your loan via SMS

This is an advertising method used by the credit card department to promote credit cards, attracting you to apply for a credit card with them. , improve their performance.