1. Both cards are master cards. The first year of CCB credit card is free of annual fee. You can waive the annual fee for the second year by brushing it three times in the first year, regardless of the amount. You need to swipe each card three times to get rid of the annual fee for the next year.

2. CCB will charge 80 yuan annual fee for the next year if it fails to open the card and swipe the card for a specified number of times. It is recommended to cancel one card and keep only one card for normal use. You need to call 8008200588 to apply to customer service.

For example, your credit card limit is 3000 yuan, and the two cards add up to 3000 yuan.

3. The annual fee-free period of the credit card is not based on the natural month or natural year, but on the date of issuance (the date of issuance is on the paper attached to the credit card at the time of issuance or call customer service for enquiry), and 12 months after the date of issuance is one year.

For example, the credit card issuance date is 65438+February, 2007 1, and the period from 65438+February, 2007 1 to 65438+20081October 30 is one year, that is, the annual fee for the following year can be exempted if the number of swipes specified by the bank is reached in the first year, and/in the second year.