Credit cards will only be divided if you choose to handle the main and secondary cards at the time of application. If you don't choose, then you don't care. All credit cards in your name will share a credit limit, and the functions of the cards are the same.
Does Everbright American Express have a positive and negative card?
Everbright American Express has a positive card and a negative card.
Credit cards are divided into front and back cards, and Everbright Express Card belongs to credit cards, so Everbright Express Card has front and back cards.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers.
The form of credit card is a card with the name of the issuing bank, expiration date, number, cardholder's name and other contents printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Credit card is one of the fastest growing financial services. It is an electronic currency that can replace the traditional cash circulation in a certain range.
What does it mean that the secondary card is blank in the approval of the main card of Everbright Credit Card progress inquiry?
Because I only applied for the main card when I applied, but I didn't apply for the secondary card, so I couldn't find the secondary card, and the display was blank. Thank you.
What's the difference between the main card and the secondary card of Everbright Bank's credit card?
Credit cards of China Everbright Bank are divided into personal cards and corporate cards according to different card issuers, among which personal cards are divided into main cards and auxiliary cards (also called supplementary cards). The difference between the primary card and the secondary card is as follows.
1. The users of the primary card and the secondary card are not the same person.
(1) "Cardholder" refers to an applicant who applies for a personal card from a card issuer and obtains a card, including a primary cardholder and a secondary cardholder.
(2) All China citizens, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct, have a legally stable income and have a good reputation can apply for a personal credit card master card with their valid certificates. Personal cardholders can also apply for supplementary cards for other natural persons with full or limited civil capacity.
Two, the applicant to apply for a secondary card, need to obtain the consent of the main card holder.
(1) The application materials shall be confirmed by the principal cardholder in the form of personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the card issuer.
(2) According to the applicant's application and credit status, the card issuer decides whether to approve his application, whether to require him to provide guarantee and the way of guarantee, and decides the way, type and credit limit of obtaining the card.
3. The primary cardholder and the secondary cardholder share the same credit line, and the primary cardholder can set the usage limit of the secondary card within the credit line.
Four, the main card and the secondary card debt, the main card is the first person responsible for repayment.
All transaction funds, corresponding interest and expenses of the secondary card are credited to the account of the primary card, and the cardholder of the primary card is fully responsible for the debts incurred under the primary card and the secondary card. When the principal cardholder fails to fulfill the repayment obligation, the secondary cardholder shall be liable for the debts incurred by the secondary card under his name.
Extended data:
If the credit card of China Everbright Bank is damaged, lost or stolen after handling the main card and the secondary card, the cardholder shall handle the card deactivation or loss reporting through the card issuer (the card issuer does not accept electronic cash loss reporting), and can handle the replacement card in the way specified by the card issuer.
At the same time, the loss reporting card will take effect after being confirmed by the card issuer, and the economic losses incurred before the loss reporting takes effect will be borne by the cardholder.
In addition, if the credit card is lost, stolen or occupied by others, the cardholder should cooperate with the card issuer to investigate the situation. If the cardholder colludes with others, maliciously colludes, cashes out, or commits other illegal and dishonest acts, the cardholder shall bear all legal consequences and responsibilities.