Hello, the most important condition for applying for a credit card is to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit.

The detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a military ID card. Copy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), Or a copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding vouchers, or houses, cars, deposits and Documents proving the investment market value (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other information that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

In the initial review, the credit card limit is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or the equivalent in US dollars, and the upper limit is ￥50,000 yuan or the equivalent in US dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption.

It generally takes 10 working days from the time the review department receives your application information to the time the credit card review is completed. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. If you have not received it for a long time, please call the 400-820-5555 service hotline and select 3# credit card application consultation - 1 application credit card consultation - transfer to manual service for detailed verification.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=Bamp;logincmu=0. Thank you for your attention and support!