The repayment of a CCB 40,000 credit card in 24 installments per month is about 1,914.66 yuan.

Forty thousand points in 24 installments, the monthly principal requirement is still 1,666.66 yuan.

Divided into 24 periods, the handling rate for each period is 0.62%, with a principal of 40,000, the monthly handling fee is 40,000 multiplied by 0.0062, which results in 248 yuan.

1666.66+248=1914.66.

So, if you repay a CCB credit card worth RMB 40,000 in 24 installments per month, it will be approximately 1,914.66 yuan.

Monthly handling fee = total installment amount * handling rate, which will be recorded and charged on each billing date after the installment.

Extended information:

The minimum application amount is RMB 300, and the maximum amount does not exceed the total amount of RMB consumption in the issued bill (excluding cash withdrawals, installment payments and other transactions stipulated by our bank) ) 90%.

1. Telephone application

Call 95533 to apply according to the self-service voice prompts. If the application amount is more than 80,000 yuan, please transfer to manual service.

2. SMS application

Use the mobile phone number reserved by China Construction Bank to edit the text message "CCZZ#last 4 digits of card number#application amount#application period" and send it to 95533.

3. Outlet application

Card holders should bring their ID card and credit card to any CCB outlet to apply.

China Construction Bank-Bill Installment Business Introduction and Process