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The "Happy Pig Fu" Peony credit card is divided into a normal limit "Happy Pig Fu" card and a 10 yuan limit "Happy Pig Fu" card Two kinds. The "Happy Pig" card with a normal limit is divided into two types: credit card and credit card; the "Happy Pig" card with a limit of 10 yuan is only a credit card.
Normal limit "Happy Pig Fortune" card:
1. Basic requirements
(1) All card applicants must meet the basic conditions for card issuance: A natural person who is over 18 years old and has full capacity for civil conduct. Their work unit or fixed residence must be in the location of the card issuer, and their income must be stable and above the local average level.
(2) Customers who apply for a normal credit limit, such as those listed in the "Prohibited Category" and "Concern Category" of our bank's CIIS system or have other bad credit records, are strictly prohibited from issuing cards.
(3) Customers who apply for a normal limit are strictly prohibited from issuing cards if they engage in illegal card usage such as swiping the card to cash out.
2. Certification materials provided for personal card:
1. Copy of the identity document of the main card and supplementary card applicant (necessary). The identity document refers to one of the resident identity cards, military officer's ID cards, Mainland Travel Permits for Hong Kong and Macao residents, Mainland Travel Permits for Taiwan compatriots, and foreign passports.
2. Work certification documents, such as a copy of the work permit, the original work certificate issued by the work unit, a copy of the professional qualification certificate, and a copy of the professional title.
3. If you provide a copy of the ICBC "Elite Financial Management Fund" account or a copy of the graduation certificate and degree certificate of a master's degree (inclusive) or above, it will speed up your card application process. Applicants who work in companies (enterprises) are generally required to provide documents proving their own real estate (copies of their own real estate certificate, public housing lease agreement or public housing purchase agreement, housing loan contract, etc.).
4. In order for your application to be processed as soon as possible and to have an accurate credit limit, please provide the following financial support documents, such as bank salary records, income certificates issued by the unit, income tax and withholding vouchers , copies of your own car driving license, our bank's time deposit receipt and other information.
10-yuan "Happy Pig" card:
1. Basic materials
Copy of identity document and fill in the application form that meets the requirements.
2. Customer Category
Customers who are over 18 years old and take the initiative to apply for a 10 yuan quota, or customers who have insufficient credit conditions to apply for a normal quota.
3. Relevant requirements
Customers who meet the conditions for applying for a card can apply for a "Happy Pig" card with a limit of 10 yuan according to the customer's requirements.
In addition, for cards with an initial credit limit of 10 yuan, our bank will increase the limit based on the customer's card usage to encourage customers to accumulate personal credit through card use. If the cardholder's work unit and fixed residence are not located where the card issuer is located, subsequent credit limit adjustments shall not be made.
It can be seen from the above card application conditions that the conditions for applying for the 10-yuan "Happy Pig Fortune" card are loose. Although the credit limit is only 10 yuan, it has the general card function of a credit card. In addition, , and the quota can be adjusted for you based on your usage.
Supplementary information: Zhufu Cards with abnormal amounts (such as 10 yuan) cannot apply for additional supplementary cards.
For details, you can call the local 95588 for consultation.